There are a lot of negatives that come out of car accidents. If you were lucky enough to not get seriously hurt, that’s a major thing to be grateful for. But that doesn’t mean all of your problems are solved. There are still other things to deal with, such as trauma, and sorting out leave if you need time off of work. However, aside from your physical injuries, the biggest impact will likely be on your car. You’ll almost certainly have some kind of damage after a car accident. This can be a lot to deal with, especially if you’re still physically and emotionally recovering from the incident. That’s why we’ve put together this handy list that will guide you through the steps of dealing with your car damage after an accident.
Get legal advice
When it comes to car accidents, there is often one person at fault. This means that either someone will be accusing you of causing the accident, or you’ll be accusing someone else. Of course, this isn’t always the case, but it is something to prepared for. The best way of preparing for either of these scenarios is to get a lawyer – specifically a personal injury lawyer specializing in auto accidents.
Sort out your insurance
Hopefully, you had car insurance before the accident. The first step is to make sure that the incident that took place is covered by your insurance. Next up, start getting your paperwork in order. You’ll need accident reports as well as photos of the damage done. Some insurance companies will get quotes for you when it comes to repairs and replacements, and others may require that you do the work yourself. We’ll get to that part next. Right now, the important thing is to get your insurance claim in as soon as possible.
Get a mechanic to look at it
If your insurance company allows you to choose the mechanic for repairs, make sure that it’s a trustworthy mechanic. It may be tempting to go with a cheaper option, but you don’t want to spend money on car repairs only to have your car fall apart a few weeks later. Rather spend a bit more for a better job. It might also help to get quotes from different mechanics for whatever your specific problem is – they may have different prices for the same service, such as having a new engine put in.
Make a temporary plan
It’s unlikely that you’ll immediately get your car back. It may be written off, and even if it is still able to be driven, it’s most probably not roadworthy. Insurance payouts and any repairs can also extend the waiting process, meaning you’ll need to resign yourself to the fact that you’ll need to make a different arrangement in terms of transport – such as taking public transportation for a few weeks or even renting a car. You may also need to dive into your savings to cover legal fees or any unexpected fees that your insurance company doesn’t cover.